Veteran Real Estate offers a variety of cost free services including pre-approval, loan and credit counseling, homebuyer workshops, and expert advice on the most affordable plans for you and your family. We operate with a goal of providing our clients with sufficient mortgage info so they can make decisions moving forward. If you have any questions, please contact us! We’d love to learn about your situation and explore your options.

Pre-Approval – Pre-approval includes an analysis of your financial position to determine your borrowing power. Pre-approval is a phrase you can take literally. Once your documentation and mortgage is assembled and a credit report is ordered, your loan package is sent to a Loan Underwriter for approval. Upon approval, you will be issued a Letter of Commitment from your mortgage loan company. A loan commitment is a powerful tool because you have proven your ability to afford a home mortgage. Don’t worry if you think you don’t have enough income or good enough credit to qualify. Just tell us your situation, and we will work with you to get the loan that fits. And, if you won’t qualify for a loan now we will tell you what you need to do so that you can get qualified in the near future or we will tell you about other alternatives that could get you a home quickly.

When you need assistance in better understanding the mortgage process, trust Veteran Real Estate to have your best interests! We’ll work with you to better understand all the convoluted terminology that comes with applying for your first mortgage. Veterans and first time homebuyers alike have been able to come to us to receive assistance on their pre-approval process.